API Library
Complete REST API reference for the M2P Retail Credit Card v1.1 platform.
The Retail Credit Card v1.1 API Library provides endpoints to build and manage a full retail credit card programme — from customer registration and card management, to transactions, statements, block codes, disputes, and loan management.
All APIs require a TENANT header to identify the tenant context.
What's covered
| Category | Description |
|---|---|
| Customer Management | Register and manage individual customers including KYC, address, bank, and nominee details |
| Card Controls | Retrieve card lists, request physical cards, and configure spending preferences |
| Transactions | Fetch transaction history by entity ID or transaction ID |
| Statements | Retrieve statement data, due amounts, and Base64 statements |
| Block Codes | Apply block codes and fetch block code details for entities |
| Disputes | Update dispute status for raised transaction disputes |
| Account Closure | Preview outstanding balances and pre-close loans |
| Loan Management | Manage EMI loans — eligibility, details, cancellation, and pre-closure |
Retail Credit Card v1.1
End-to-end retail credit card platform — customer registration, card controls, transaction management, statements, disputes, and loan management powered by M2P Credit Stack v1.1.
Register a new credit customer POST
Registers a new credit customer (individual, corporate, or joint) in the system. Creates the customer profile including personal details, kit/card information, address, communication details, KYC, date information, bank account details, and nominee details. The endpoint maps internally to POST /credit-customer/register/customer.