API Library
Complete REST API reference for the M2P Retail Credit Card v2.0 platform.
The Retail Credit Card v2.0 API Library provides all the endpoints needed to build and manage a full retail credit card programme — from customer registration and card issuance, to credit limit management, spending controls, repayments, disputes, and statement retrieval.
All APIs require a TENANT header to identify the tenant context.
What's covered
| Category | Description |
|---|---|
| Customer Management | Register and manage individual customers including KYC, address, bank, and nominee details |
| Card Issuance | Issue floater (additional) physical or virtual cards to existing accounts |
| Credit Limit Management | Set, fetch, and upgrade credit limits and cash limits per entity |
| Spending Preferences | Configure channel controls — ATM, POS, e-commerce, contactless, international — per card |
| Card Controls | Request physical cards, block or unblock, set PINs, replace, and list cards |
| Transactions & Repayment | Post direct repayments and fetch paginated transaction history |
| Statements | Retrieve statement data, due amounts, EMI breakdowns, and fee details |
| Disputes | Raise transaction disputes with optional shadow credit and card blocking |
Product Types
Retail credit card types, card variants, credit limit configurations, supported fee types, and transaction categories for M2P Credit Stack v2.0.
Add Card POST
Adds a floater (additional) card — physical or virtual — to an existing credit account. Allocates an unallocated kit from CMS and updates card preferences.