Generate a one-time password

Generate and send a one-time password (OTP) to a customer mobile number for verification of secure operations. The OTP is delivered via SMS to the registered mobile number.

The purpose field defines what operation the OTP is for. Supported purposes include SET_PIN (for PIN setting), TRANSACTION (for high-value transactions), LOGIN (for authentication), and CARD_BLOCK (for card blocking confirmation).

The kitNo is required for card-related operations (SET_PIN, CARD_BLOCK) to identify which card the OTP is associated with.

OTPs have a limited validity period (typically 5 minutes) and a maximum of 3 validation attempts. Rate limited to prevent abuse.

curl -X POST "https://api.m2p.com/Yappay/otp-manager/generate" \  -H "Content-Type: application/json" \  -d '{    "mobile": "9876543210",    "purpose": "SET_PIN",    "kitNo": "KIT20260306001234"  }'

{
  "status": "success",
  "message": "OTP sent successfully"
}

{
  "result": null,
  "exception": {
    "detailMessage": "Not a registered Mobile No",
    "shortMessage": "Not a registered Mobile No",
    "errorCode": "Y216",
    "languageCode": "en"
  },
  "pagination": null
}

{
  "result": null,
  "exception": {
    "detailMessage": "Too many OTP requests. Please wait before retrying.",
    "shortMessage": "OTP rate limit",
    "errorCode": "OTP_004",
    "languageCode": "en"
  },
  "pagination": null
}