Integration Flows
End-to-end sequence diagrams for customer registration, transactions, POS authorization, and tokenization.
Step-by-step sequence diagrams for the most common integration scenarios. Each flow shows the complete request lifecycle from your application through the M2P platform.
Customer Registration
Register a new customer, issue a card, and create a wallet in a single API call.
Credit (Load Wallet)
Load funds onto a customer's prepaid wallet.
Debit (Spend from Wallet)
Debit funds from a customer's wallet for payments or transfers.
POS / ATM Card Authorization
Real-time card transaction flow for Point-of-Sale and ATM transactions using ISO 8583 messaging.
Apple Pay Provisioning
In-app card provisioning flow for Apple Pay using the Visa Token Service (VTS).
Google Pay and Samsung Pay follow similar provisioning flows. The encrypted card data endpoint is shared across all digital wallet platforms.