m2pfintech
API LibraryUnknown

Preview loan cancellation amounts

Calculates and returns a preview of the amounts payable or waiveable for cancelling a loan. Indicates breakdown of principal, interest, taxes, and fees based on chosen actions for interest and charges.

POST
/loan/cancel/preview

Header Parameters

TENANT*string

Tenant identifier for the request.

Request Body

application/json

loanId*string

The loan identifier to preview cancellation for.

entityId*string

The entity (customer) identifier.

interest?string

Action to take on an amount component during loan cancellation.

Value in"WAIVE" | "COLLECT"
charges?string

Action to take on an amount component during loan cancellation.

Value in"WAIVE" | "COLLECT"
date?string

Effective date for cancellation calculation.

Formatdate
transactionId?string

Optional transaction ID reference.

Response Body

application/json

application/json

application/json

application/json

curl -X POST "https://uat-m2p-ccms.m2pfintech.com/loan/cancel/preview" \  -H "TENANT: string" \  -H "Content-Type: application/json" \  -d '{    "loanId": "string",    "entityId": "string"  }'
{
  "loanId": "string",
  "principal": 0,
  "interest": 0,
  "interestTax": 0,
  "fee": 0,
  "feeTax": 0,
  "totalPayableAmount": 0
}
{
  "code": "string",
  "message": "string",
  "details": "string",
  "timestamp": "2019-08-24T14:15:22Z"
}
{
  "code": "string",
  "message": "string",
  "details": "string",
  "timestamp": "2019-08-24T14:15:22Z"
}
{
  "code": "string",
  "message": "string",
  "details": "string",
  "timestamp": "2019-08-24T14:15:22Z"
}

Cancel a loan POST

Executes the cancellation of a loan. Reverses loan disbursement, collects or waives outstanding interest and charges based on the specified actions. An external transaction ID can optionally be provided.

Check eligibility for entire outstanding loan conversion POST

Checks whether the entity is eligible to convert their entire outstanding credit card balance into an EMI-based loan. Returns available tenure/interest options and eligible outstanding amounts.