m2pfintech
API LibraryAccount Management

Link Account to VPA

Links a specific bank account to a specific VPA. This establishes the association between an account and a UPI ID so that payments to or from that VPA use the linked account.

POST
/upi/v1/wrapper/profile/linkAccount

Request Body

application/json

deviceInfo*

Device and SIM information required for UPI API authentication and tracking

channelCode*string
seqNo*string
vpaId*string

VPA to link the account to

accountId*string

Account to link

Response Body

application/json

curl -X POST "https://sandbox-upi-api.m2pfintech.com/upi/v1/wrapper/profile/linkAccount" \  -H "Content-Type: application/json" \  -d '{    "deviceInfo": {      "deviceId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",      "simId": "8991101200003204510",      "deviceType": "MOB",      "os": "Android",      "telecom": "Airtel",      "geoCode": "13.0827,80.2707",      "appId": "v2.0",      "ipAddress": "192.168.1.50",      "location": "Mumbai",      "mobile": "919876501234"    },    "channelCode": "HDFC0001234",    "seqNo": "307",    "vpaId": "amit.patel@indie",    "accountId": "acc-uuid-001"  }'

{
  "status": "SUCCESS",
  "exception": null,
  "seqNo": "307",
  "message": "Account linked successfully",
  "result": "TRUE"
}

Get Account Details POST

Retrieves detailed information for a specific linked bank account including account number, IFSC, bank name, account type, primary status, credential status, and AEBA (Account Enable Before Authentication) flag.

List Accounts from Bank POST

Retrieves the list of bank accounts associated with the users mobile number from the bank or NPCI. This API fetches accounts that can potentially be linked to the UPI profile. Returns account details including masked account number, IFSC, account type, and credential (PIN) status.