m2pfintech
API LibraryCredentials And Pin

OTP Response Check

Checks the status of a previously initiated OTP request. Pass the callbackRef from otpReq to verify if the OTP has been delivered to the users mobile. On success, the Common Library SDK reads the OTP from the device and proceeds with PIN setup.

POST
/upi/v1/wrapper/profile/otpResp

Request Body

application/json

deviceInfo*

Device and SIM information required for UPI API authentication and tracking

channelCode*string

Channel or institution code

seqNo*string

Sequence number for request tracking

callbackRef*string

Callback reference ID received from the initiating async API call

Response Body

application/json

curl -X POST "https://sandbox-upi-api.m2pfintech.com/upi/v1/wrapper/profile/otpResp" \  -H "Content-Type: application/json" \  -d '{    "deviceInfo": {      "deviceId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",      "simId": "8991101200003204510",      "deviceType": "MOB",      "os": "Android",      "telecom": "Airtel",      "geoCode": "13.0827,80.2707",      "appId": "v2.0",      "ipAddress": "192.168.1.50",      "location": "Mumbai",      "mobile": "919876501234"    },    "channelCode": "HDFC0001234",    "seqNo": "401",    "callbackRef": "otp-req-uuid-12345"  }'

{
  "status": "SUCCESS",
  "exception": null,
  "seqNo": "401",
  "message": "OTP delivered",
  "result": {
    "otpDelivered": true
  }
}

OTP Request for PIN Setup POST

Initiates an OTP request to the bank for UPI PIN setup or change. The OTP is delivered to the users registered mobile number by the bank. This is an asynchronous API - check the OTP delivery status using otpResp. The OTP and card details are then used by the Common Library SDK to encrypt and set the UPI PIN.

Request Activation POST

Initiates an activation request for a feature or service on the UPI platform. This is an asynchronous API - use respActivation with the callbackRef to get the result.