m2pfintech
API LibraryCredit Card

Fetch Credit Balance

Fetches the credit card balance (available limit, ledger balance) for a customer's account.

POST
/credit-upi/user-entity/fetchCreditBalance

Header Parameters

TENANT*string

Tenant identifier for application identification. Provided by M2P during onboarding. Used in both UAT and production environments.

Request Body

application/json

TxnID?string

Unique transaction identifier

currency?string|null

Currency code

accountIdentification1*string

Unique account identifier

channelId*string

Channel identifier allocated by M2P

Response Body

application/json

curl -X POST "https://sandbox-upi-api.m2pfintech.com/credit-upi/user-entity/fetchCreditBalance" \  -H "TENANT: PARTNER_XYZ" \  -H "Content-Type: application/json" \  -d '{    "accountIdentification1": "1234561111647697862064",    "channelId": "UTM"  }'
{
  "result": {
    "balanceResponse": {
      "ledgerBalance": "string",
      "availableBalance": "string",
      "floatBalance": "string",
      "flexiFDBalance": "string",
      "otherBalance": "string",
      "balanceCurrency": "string",
      "fallbackTime": "string"
    }
  },
  "exception": {},
  "pagination": {}
}