API LibraryUtility

List Account Providers

Retrieves the list of all banks live on UPI from NPCI. This is the master list of banks whose customers can use UPI to transfer, pay, or collect money directly from one bank account to another. Use this API to populate the bank selection screen during account linking.

Request Body

application/json

seqNo*string

Sequence number for request tracking (1-999999). Echoed in response.

Response Body

`application/json`

curl -X POST "https://sandbox-upi-api.m2pfintech.com/upi/v1/wrapper/util/listAccPvd" \  -H "Content-Type: application/json" \  -d '{    "seqNo": "1"  }'

{
  "status": "SUCCESS",
  "exception": null,
  "seqNo": "1",
  "callbackRef": null,
  "message": null,
  "pagination": null,
  "result": [
    {
      "bankName": "HDFC Bank",
      "iin": "607152",
      "ifsc": "HDFC0000001",
      "bankCode": "HDFC"
    },
    {
      "bankName": "State Bank of India",
      "iin": "607094",
      "ifsc": "SBIN0000001",
      "bankCode": "SBIN"
    }
  ]
}

Payment Response (Get Payment Status) POST

Fetches the result of a previously initiated payment request. Pass the callbackRef from reqPayReq. Returns the final transaction status including RRN (Retrieval Reference Number), NPCI response code, and transaction details. Poll this API if the initial payment request status is PENDING.

List Banks POST

Retrieves the list of all banks configured in the M2P UPI platform. This returns banks that are set up for the specific tenant, not the full NPCI bank list. Use listAccPvd for the NPCI live bank list.