Implementation Scenarios
Ready-to-use implementation templates for Small Finance Bank, Digital/Neo-Bank, and Islamic Bank (GCC) deployments.
Pre-configured templates for the most common deployment profiles.
Small Finance Bank — Branch-Heavy Distribution
Profile: 500+ branches, primarily rural, walk-in customers.
| Configuration | Recommended Setting |
|---|---|
| Card Type | Non-personalized insta-kits for instant branch issuance |
| CBS Adapter | Finacle adapter (pre-built) |
| Inventory | Kits allocated to all branches; reorder thresholds configured |
| Issuance Flow | Walk-in → KYC → Kit activation → Card handed over |
| PIN Method | Green PIN (customer sets at first ATM use) |
| Notifications | SMS (primary), Email (secondary) |
| Key Features | Branch inventory management, agent issuance, bulk operations |
Digital / Neo-Bank — API-First
Profile: Mobile-first bank, no physical branches, fully API-driven.
| Configuration | Recommended Setting |
|---|---|
| Card Type | Virtual card first; optional physical on request |
| CBS Adapter | REST API integration or M2P CBS |
| Issuance Flow | Sign up → Digital KYC → Virtual card instantly → Available in app |
| PIN Method | Online PIN set through the app |
| Notifications | SMS (primary), Email (secondary) |
| Wallet | Token provisioning to Google Pay / Apple Pay |
| Key Features | Instant virtual cards, tokenization, API-only operations |
Islamic Bank — Sharia-Compliant (GCC)
Profile: Sharia-compliant bank in GCC region.
| Configuration | Recommended Setting |
|---|---|
| Card Type | Personalized Visa/MC debit cards |
| Compliance | Sharia-compliant fee structures — no interest-based charges |
| CBS Adapter | Custom adapter for regional CBS |
| MCC Config | Block categories conflicting with Islamic values |
| Multi-Currency | Support for local currency + USD + remittance currencies |
| Key Features | Islamic fee structures, MCC filtering, multi-currency, premium tiers |