Capabilities
NCMC — Transit Card Support
National Common Mobility Card support — dual-interface cards, offline wallet, auto-reload, and transit integration for India's "One Nation, One Card" initiative.
Full support for India's National Common Mobility Card ("One Nation, One Card") — enabling a single debit card for metro, bus, retail payments, and banking.
How NCMC Works
Capabilities
| Capability | Description |
|---|---|
| Card Type | RuPay dual-interface (contact + contactless NFC) |
| Offline Wallet | Chip-based stored-value wallet for transit and offline payments |
| Auto-Reload | Automatic wallet load from savings account when balance drops below threshold |
| Wallet Balance | Check offline wallet + staged wallet balances via API |
| Wallet Top-Up | Online wallet load via API |
| Transaction History | Both ISO-level and ledger-level transaction records |
| Linked Services | View transit operators linked to the card |
| Product-Level Config | Auto-reload thresholds and load limits per product |
| Tenant-Level Toggle | Enable/disable NCMC at tenant level |
| Audit Trail | Full audit of all preference changes |
Auto-Reload Flow
Market Position
DCMS is the only modern cloud-native card management system with built-in NCMC support — no third-party plugin or middleware required.